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Just in time for Christmas season, premium instant coffee – Lily’s by Conlins.

​Whether it’s preparing for the day ahead or serving a cup to a friend or loved one, a great  brew helps to set the mood, slow down the pace, and create a sense of warmth. For many, drinking coffee is not an empty act, but part of a beautiful ritual wherein you can savor the fullness of flavour and reflect in the goodness of the morning.

Eric Lim the COO of Conlins Coffee Company and licensed coffee Q grader, is driven to create this same experience with every cup he brews and every product he creates. “For me, great coffee is an everyday indulgence and it helps to make ordinary moments extraordinary:.Just in time for Christmas season, Conlins proudly launches its newst line of premium instant coffee made from special micro-ground roasts- Lily’s  by Conlins.

Inspired by nostalgia, Lily’s by Conlins comes in three distinct flavours that brim with warmth and sweetness.

The Royal Latte, offers a rich heavenly brew that’s tempered with a fresh hint of honey. Whether for breakfast or for your afternoon coffee break, this latte instantly helps to perk up your senses. For those who enjoy the delicateness of this Italian favorite.

Lily’s Luxury Capuccino serves a smooth experience with the same creamy lightness of milk. The final sprinkle of cinnamon on top makes for the perfect relaxing cup.

Lily’s Luxury Cocoa, on the other hand , is the ultimate temptation for adults who never outgrew their penchant for hot chocolate. An elevated version of the sweet treat, Lily’s Luxury Cocoa is a dark indulgent cup that beautifully melts and rich aromas and flavors of premium roast coffee. It offers a delightful balance of richness and sweetness that everyone will love..

Lily’s by Conlins is actually a tribute to my late mother. When I was a child , I would excitedly make breakfast and whip up a cup of coffee for her. Of course, it was just an instant coffee. But the special simple act of mixing the coffee with milk and sugar felt like a grown up thing. Until today, I remember this moment with fondness. Coffee became an opportunity for us to bond , shares Lim.

With every cup of Lily’s by Conlin’s. fee; free to endulge. Treat yourself and the people you love with a distinct brew that marries the convenience of instant coffee with the luxury of premium coffee blends.

Lily’s by Conlin’s are available in 250 grams tins for Php 350.00 at Greenbelt 5, Coffee Lab (beside ALESSI) in BGC, and the Coffee Laboratory in Ayala Center Cebu 3rd level.

For more information, visit http://www.conlinscoffee.com, follow them on twitter and instagram @coffeelabph, or call 0917-8761720 Alessi Cebu 0917-3143942; and Conlins Elements Greenbelt, 0917-8671720 or you may email alessibgc@yahoo.com.

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Wheels explores unique rides and the ‘Godzilla’

This week in Wheels, automotive journalists Matteo Guidicelli, Kap Maceda Aguila, Manny Delos Reyes, Ulysses Ang and Angel Rivero explore some of the country’s unique rides and meet the man behind the Nissan GT-R. 
First up, we inspect the most unique cars from the recent Philippine International Motor Show (PIMS). Find out which car took the spotlight and what makes it tick.

Uly sits down with the chief engineer of the iconic Nissan GT-R to explore the car’s outstanding features, awesome performance and why it is dubbed as the “Godzilla”. 

Join Kap as he goes on a fun road trip with a celebrity barkada, powered by Caltex’ recent formulation Caltex Platinum with Techron. Where are they heading off to?

Lastly, Matteo reacts to questions sent in by the viewers. What sort of embarrassing questions will he answer? 

Catch the fourth season of Wheels, your guide to life on the fast lane, every Thursdays, 10:30 p.m., on ABS-CBN Sports + Action Channel. For firsthand info on the latest happenings in motoring, like and follow Wheels on facebook.com/PhilStarWheels, @PhilStar_Wheels on Twitter and @PhilStarTV_Wheels on Instagram.

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​Philam Asset Management Inc. bags six awards from PIFA and receives citations from The Asset 

Philam Asset Management Inc., (PAMI), the asset management arm of Philam Life, once again received acclaim as one of the country’s leading fund management companies after bagging six awards at the Philippine Investment Fund Association (PIFA) 10th Annual Awards Night. 

The country’s mutual fund industry association, PIFA, in its annual awards recognizes the top performing mutual funds in terms of returns for one-year, three-year, five-year and ten-year periods.

The PAMI Horizon Fund, Inc. won first place in the 10-year return, peso-denominated balanced fund category. PAMI’s other peso-denominated balanced fund, the Philam Fund, Inc., won second place under the 10-year return in the same asset-class category.

The Philam Managed Income Fund, Inc. won 2nd Place in both the 3-year and 5-year return under the Money Market Fund Category.

Meanwhile, under the dollar-denominated Bond Fund category, the Philam Dollar Bond Fund, Inc. won third place in the 1-year return and second place in the 10-year return. 

Philam Life and PAMI receive citations from The Asset In addition to its awards from PIFA, Philam Life/ Philam Asset Management Inc., was cited as among the Top 5 Investment Houses for 2016 by The Asset, earning the recognition for three years now. This reflects the company’s investments expertise and sound management of its financial assets. 

“We are proud to have sustained our place in the local financial markets as a credible and prudent institutional investor supporting market liquidity while upholding ethical standards in securities trading,” said Arleen May Guevara, Philam Life Chief Investment Officer.  

Two Philam fund managers were also recognized as among the Most Astute Investors in Asian Local Currency Bonds from the Philippines for 2016: Kathrina Dizon, Philam Life deputy head of fixed income securities trading office, ranked # 3 in the top 10 ranking, while Katherine Castelo, Philam Asset Management Inc. head of fixed income portfolio management, was recognized as among the Highly Commended. Both have been recognized by The Asset as top ranked for more than three consecutive years. 

The ranking for the Most Astute Investors in Asian Local Currency Bonds is based on nominations received from nearly 500 top-rated individuals including analysts, economists and strategists, salespeople and traders in Asian local currency bonds. The nominations were based on their knowledge  of the credits and markets, trading skill and acumen in making investment decisions. Based on the nominations received, the top ten Astute Investors with the highest weighted score are ranked by geographic location. The next ten names are considered in the ‘Highly Commended’ category.

The ranking for the top five investment houses in Asian local currency bonds is based on the number of votes received from the top-rated analysts, economist and strategists, salespeople and traders, for investors in these institutions. Around 280 different institutions across the region including asset managers, insurance companies, banks and securities firms were evaluated to create the 2016 ranking.

The recognition is given by the Asset Publishing and Research Ltd., an integrated multi-media company serving the elite community of leading corporate and financial decision makers in Asia. 

Kathrina J. Dizon
 Katherine R. Castelo

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About Philam Asset Management (PAMI)

Philam Asset Management, Inc. (PAMI) is an asset management company that administers, distributes and provides investment advisory to nine mutual funds. PAMI is a wholly owned company of Philam Life – the country’s premier life insurance company– which is a member company of the AIA Group, the largest pan-Asian life insurance group that has a unique heritage of serving the world’s most dynamic region for more than 90 years.

Established in 1992, PAMI is one of the largest asset and wealth managers in the mutual fund industry with more than PhP53 Billion assets under management as of December, 2015. A major contributor to the development of the Philippine mutual fund industry, PAMI is a leader in asset management in the Philippines, managing nine funds from different asset classes for different client risk appetites namely: Philam Managed Income Fund, Philam Bond Fund, PAMI Global Bond Fund, and Philam Dollar Bond Fund, Philam Fund, PAMI Asia Balanced Fund, PAMI Horizon Fund, PAMI Equity Index Fund and Philam Strategic Growth Fund. 

About Philam Life 

The Philippine American Life and General Insurance (Philam Life) Company is the country’s premier life insurance company. Established on 21 June 1947, Philam Life has earned the trust of customers for its financial strength, strong brand name, and ability to deliver on its promises. 

Philam Life has PHP236.4 billion in total assets as of 31 December 2015 and has delivered timely payouts of over PHP10 billion in education benefits (2004-2015) and over PHP131 billion in insurance benefits (1950-2015), while serving close to 600,000 individual policyholders and over 2 million insured group members. 

Philam Life understands the real life needs of its customers and provides the right plans and the right solutions including life protection, health insurance, savings, education, retirement, investment, group and credit life insurance. It also offers bancassurance and fund management products and services through its subsidiaries – BPI Philam Life Assurance Company (BPI-Philam) and Philam Asset Management Inc. (PAMI). 

Philam Life is a member of AIA Group Limited, the largest independent publicly listed pan-Asian life insurance group.

About AIA 

AIA Group Limited and its subsidiaries (collectively “AIA” or the “Group”) comprise the largest independent publicly listed pan-Asian life insurance group. It has a presence in 18 markets in Asia-Pacific – wholly-owned branches and subsidiaries in Hong Kong, Thailand, Singapore, Malaysia, China, Korea, the Philippines, Australia, Indonesia, Taiwan, Vietnam, New Zealand, Macau, Brunei, a 97 per cent subsidiary in Sri Lanka, a 49 per cent joint venture in India and representative offices in Myanmar and Cambodia.

The business that is now AIA was first established in Shanghai almost a century ago. It is a market leader in the Asia-Pacific region (ex-Japan) based on life insurance premiums and holds leading positions across the majority of its markets. It had total assets of US$181 billion as of 31 May 2016. 

AIA meets the long-term savings and protection needs of individuals by offering a range of products and services including life insurance, accident and health insurance and savings plans. The Group also provides employee benefits, credit life and pension services to corporate clients. Through an extensive network of agents, partners and employees across Asia-Pacific, AIA serves the holders of more than 29 million individual policies and over 16 million participating members of group insurance schemes.

AIA Group Limited is listed on the Main Board of The Stock Exchange of Hong Kong Limited under the stock code “1299” with American Depositary Receipts (Level 1) traded on the over-the-counter market (ticker symbol: “AAGIY”).

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Carabella Pure Collagen: fountain of youth finally launched in the Philippines


The Fountain of Youth is a spring that supposedly restores the youth of anyone who drinks or bathes in its waters. But In reality speaking there’s no such thing as fountain of youth found in springs. But all these made possible by Carabella because it has the purest form of Collagen as its main ingredient. 

One of the many Wonders of Collagen that can do to our skin is the ability to reduce the appearance of fine lines and wrinkles. Collagen is one of the most effective essential for the health and appearance of our skin, this protein is very important to reduce the common signs of aging & important building block for elasticity. 

Widely used in Japan & now finally made its way to the Philippine Beauty Industry. 

Carabella, from the spanish word for “face” and in italian word for “beautiful” offering filipina women and also for men an effective, reliable, high quality skin care products with an affordable cost. 

All Carabella products except for the best selling Belleieshua Pure Collagen Supplement Drink is made locally here in the Philippines. The company wanted to introduced these products as a consumer friendly with the cost so filipina women do not have to spend more just to achieve that youthful appearance shares Reynaldo Ignes, the President & Director of Golden Rey Marketing – the company behind Carabella. 

Carabella products has 100% pure collagen directly from Japan where the best skin care ingredients come from. 

Carabella is offering a diverse line of products focused on skin whitening & anti aging. 

  1. Pure Collagen Soap with kojic
  2. Pure Collagen soap with glutathione  
  3. Pure Collagen Cream to powder
  4. Pure Collagen Placenta Cream
  5. Pure Collagen Day lotion
  6. Pure Collagen perfecting toner
  7. Pure Collagen deo toner
  8. And more

Watch the Video clips of Carabella Launch held at M Cafe Ayala Museum 👇

For more products and inquiries you may check their website http://carabellashop.com/ and Lazada



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A Taste of the past, present and future; presenting exhibits dubbed as “Evolution” at PSID 2016

29 September – 31 October 2016
Evolution of Interior design at PSID 2016 Show Exhibition

Venue at: The Square Building, Greenfield District, Shaw Boulevard, Mandaluyong City.

The PSID Evolution Exhibition is an annual exhibition by the final year students of batch 2016.

Nowadays it seems many of us want to see new concepts, trends and a dash of changing hues into our lifeless spaces. It is something that should reflect the best in us. With the fast paced in life we have the drive to not just reflect but affect the moods and personality to cultivate a space with a touch ups and sparks of inspiration.

Stunning Transformation that represents the “Evolution” A dynamic interior design giving exhibit goers a glimpse of what’s to come in design through past,  present and future.

To mark PSID’s 49th year, a major exhibition from the graduating batch of Philippine School of Interior Design (PSID) Advanced Class of 2016 present a vintage trends and classic designs of works influenced by mid century design styles in 1940’s by illustrious designers from this time period such as Finn Juhl, Eero Aarnio, AlvarAalto, Eero Saarinen, Charles Eames, Hans Wegner, Warren Platner and Arne Jacobsen takes center stage in the Past gallery.

Past Gallery: Booth 1-8

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The Jacobsen Living room is inspired by the iconic era of mid century. From the use of stone and wood elements, to the neutral color scheme accented by bright colors.

Members:
Emma Jane Acaba, Aleia Beatrice Aurelio, Margarita Celina Cruz, Jose Martin Dimalatanta, Judith Ann Ochengco, Marieces Simbulan and Justine Villanueva

Finn Juhl
Den

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Members:
Adrienne Alonzo, Klarisse Flores, Michelle Hilahan, Jasmine Medeceles, Billy Osias and Dayanor Tan

Alvar Aalto
Lanai/Patio

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Members:
Lauren Andres, Marinela Atienza, Germaine Flores, Arianne Sherburne, Jean Tinsay, and Ma. Arida Velasquez

WarrenPlatner
Dining Room

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Members:
Patricia Rianna Angeles, Romualdo Anselmo, Peter Ascano, Elisabeth Caballas, Joanna Cipriano, Karla Domingo, Denise Velasco, and Jolina Turqueza

Eero Saarinen
Kitchen

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Members:
Alexander Apilado, Atria Badua, Kathryn Mansibang, Frances Medina, Ronald Rivera and Sharmaine Sta. Ana

Meanwhile the present gallery showcased a timeless design styles and gives a contemporary spin. These designs meets the eye of modern trend in an up to date and present concepts. Styles like Tropical, Filipino, Japanese, Mediterranean, Chinese, Moorish, Victorian and Baroque. Presented with Glam and Elegant fusion.

Present Gallery: Booth 9-16

Modern Mediterranean
Living Room

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Members:
Mark Buensuceso, Anzella Casica, Mariae Evangelista, Lex Guieb, Michelle Lee and Flordeliza Magcale

Modern Victorian
Study/Library

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I’m Super Impress 💖💖💖

This exhibit here at Booth 14 – The Modern Victorian reminds me the office of my favorite Dubai based Fashion Designer Michael Cinco. The 1st Filipino to showcase a collection of stunning haute couture pieces at Paris, Fashion Week. Simplicity and elegance. A space for someone who is classy and organized.

Members:
Angela Carlos, Trina Cinco, Kiarra Lorayes, Alyssa Santos, Joan Lindsay Tay and Charmaine Uy

Modern Japanese
Master Bedroom

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Members:
Bianca Chiong, Rica Fernandez, Momina Hayat, Maricar Lastimosa, Denice Marella, Nina Mendoza and Shuzhe Wu

Modern Filipino
Toilet & Bath

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Members:
Gabrielle Chua, Sophia Chan, Dianne Lin, Christine Mariano, Eunicr Ong and Janica Uy

Future Gallery: Booth 17-24

The future gallery will give you a glimpse of what the future of design looks like based on trends today and conducted thorough research. Trends like Avant Garde Industrial, tech and trendy, Metallic Glam, Rustic Luxe,  Eclectic Elegance, Organic Opulence and Funk Art.

Rustic Luxe
Living Room

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Members:
Janneal Chug, Jojo Go, Aaron Lim, Ma. Sarah Eunice Musa, Roxanne Ramos and Gilliane Tipon

Organic Opulence
Lanai/Patio

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Members:
Samantha Felisse Concha, Monica Layug, Carizza Leonor, Lynn Ogoy, Flory Paguirigan and Reynaldo Parale

Eclectic Elegance
Dining Room

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Members:
Deborah Conche,Amanda Platon,  Anna Constantino, Karla Dimaala, Paula Dizon, Josephine Lozano and Catrina Ortiz

Funk Art
Master Bedroom

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Members:
Katherine Guinhawa, Wilhelmina Madarang, Dezi Orsos Casey Uy, Jennifer Vargas and Dianne Versoza

Tech and Trendy
Toilet and Bath

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Members:
Bianca Limpo, Catherine Mendoza, Catalina Potenciano, Andrea Portugal and Maris hazel Santos

Evolution celebrates the diversity and innovation of these young interior designers and their works. PSID known to produce ground breaking exhibits to learn more about world class Filipino design. Presenting graduating batch to showcase their art work designs and the PSID mark of excellence.  Expensively researched that marks the countdown to PSID’s 50th anniversary in 2017.

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Microsoft upgrades technology use in the workplace with Office 365 E5

Makati City, PHILIPPINES, 22 September 2016 – In today’s complex data-driven enterprises, the productivity and profitability of businesses now depends on quality and secure communication, collaboration, and data analytics.

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Leading the digital transformation of the workplace, Microsoft Philippines brings office technology to a new level as it launches the latest enhancement in its productivity tool, Office 365 E5.

Office 365 E5’s advanced features on security, analytics, and real-time communication is now merged into a single suite, making it unique from previous Office 365 Suites.

Specifically, these key features address:

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Real-time Communications: Cloud PBX, PSTN Conferencing, Skype Meeting Broadcast and PSTN Calling as an add-on based on availability;

Analytics: End User Analytics with Power BI and Organizational Analytics with Delve Organizational Analytics; and

Advanced Security: Predictive eDiscovery, Secure Attachments and Safe URLs with Advanced Threat Protection, and Access Control with Customer Lockbox

Notable additions to the E5 plan include: Advance threat protection, Cloud PBX, PSTN Calling and Conferencing, Data Analytics, and Power BI Pro.

Collaboration anytime and anywhere
Communication and connection is crucial in any organization or company – and Microsoft always takes this into account. With E5’s real-time communication features, managing calls, conferences, and online meetings from within Office 365 E5 is made easy. Online meetings can now be hosted for as many as 10,000 people, from anywhere in the world, while creating an interactive discussion through a built-in real-time polling, sentiment tracking and Yammer messaging.

Users also can now join meetings wherever they are, whatever device they prefer – be it a PC, a laptop, a tablet, or a smartphone. This opens more opportunities for sharing ideas, knowing and addressing issues, and collaborating with people within or outside the team.

Easier control and security
With Office 365 E5’s added features on analytics, managing and analyzing large amounts of data is made simpler. Live dashboards and interactive reports also enables users to visualize data with better speed, efficiency and understating.

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Data and processes are almost always happening in the cloud, making security a critical factor. Many organizations are now making considerable investments to protect their data from cyber-attacks, increasing the costs of hosting own data and applications.

Office 365 E5’s improved security system also better safeguards information, provides easier access control, and reduces cost and inherent risks.

Know more about the new Microsoft Office 365 E5 and its additional features, log on to https://products.office.com/en-us/business/office-365-enterprise-e5-business-software

About Microsoft
Microsoft (Nasdaq “MSFT” @microsoft) is the leading platform and productivity company for the mobile-first, cloud-first world, and its mission is to empower every person and every organization on the planet to achieve more. 

Microsoft Philippines, the local subsidiary of Microsoft Corporation, has been constantly bringing innovation and making its technology available to Filipino businesses and individuals since 1995. As a committed and trusted partner in nation-building, Microsoft Philippines has made it its mission to fuel growth and healthy communities, as well as transform locally-based businesses and empower them to compete in the global economy.

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The Importance of checking & understanding Personal Debts

Present for the 4th Session of #Money4LifeChallenge organized by Sun Life Philippines and lead by Mr. Aya Laraya- Brighter Life Coach.

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The discussion is all about understanding and checking personal debts. One of the first steps you’ll need to take to organize your finances is to determine exactly how much you owe, and to whom.

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Debt refers to something that you owe, amount of money that you owe to a person, bank, company, etc. Its very important that we know this things because it’s no surprise that debt is often considered a path to financial turmoil.

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But with the right knowledge and discipline, Consumers will learn to manage, understands– a good debt, that will lead them the road to financial success.

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The good news is that there is such a thing as healthy debt. With my personal experience as a self supporting student and working as a freelance digital marketing on my own preferred time. I can distinguish which debt is good and which is bad. Like when its important to pay for school, to me that is the time you need to owe money and then organize your finances like taking down notes, limit purchasing stuff that are not needed,and pay your debts on time. Its just a matter of discipline and you must know your responsibility.

Debt usually rise when a credit card issuers offering more promos to purchase what is not needed. most like pricy and branded phones that are out in the market – something not worthy. When you can buy one that is not too pricy but with the same quality.

The good thing about being financially independent, I carefully check payments, evaluate whether to buy this wants and purchase what i need the most.

The best time to Invest is Now! 👊

Everyone can actually relate to this question. When is the right time to invest. And i say Now!

Others say they only need timing on investing. But In the real world of stock market, timing is nothing because Time is everything.

Its no surprise that first time investors like me often worry about the timing of market’s ups and downs but to getting started and see the progress rather than always worrying when is the right time. Over the long haul, returns of a well-chosen investments will add up nicely, whatever the market happens. Don’t waste time and think about your long term goals in life.
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In my early days, I’ve always had an interest and fascination with the stock market. I always knew that this shares and economy stuff” is clearly important to a lot of people and I wanted to be part of that world somehow.

And year 2016 I started my Investing Journey at the age of 30 with Sun Life Prosperity Card. of course with the help of Sun Life Financial Advisor Ms. Agnes Cuaso as she explained me with everything that i need to know and help me with my requirements as well.

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Join Sun Life Philippines investment forum to find out how you can take a step further in your journey towards achieving your financial goals.

Register here for FREE: http://www.bit.ly/InvestmentForum

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